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Flexibility to suit you

Increase, Decrease, Start and Stop your income whenever you want.

Transparent Fees

We always tell you exactly what your paying for, in a clear and concise way.

25% Tax-Free

Up to 25% of your pension is tax-free. Take it in one go or over a number of years.

Growth or Income

Depending on your situation, we can help target your pension for growth or income.

Features of Drawdown

Income drawdown is the most flexible way to take your pension income. You can keep it invested for growth over retirement and/or start taking an income. Everybody has different ideas of how they want their retirement to look, Income Drawdown allows you to tailor your income needs to suit you.

  • You Can Invest for Growth, Income or Both
  • Any unused pension can be passed onto your loved ones
  • Take money from age 55
  • Up to 25% of your pension is tax-free


My pension adviser helped me calculate how to get the best retirement income out of my pension savings.

Lynne Walker



Arthur Browns help me understand my options and recommend the best plan for my pension.

Richard Gill


The Questions We Get Asked Most About Pension Drawdown

Answers to some questions you might have

A drawdown pension offers you more flexibility than ever before. Unlike an annuity, a drawdown pension does not use predictions to determine your income which means it could also allow your pension fund to go much further

Taxability of an income is depends on residential status, source of income and place of receipt of income.

Bear in mind, you could always combine income drawdown with buying an annuity. Annuity rates get better as you get older, so you could start off using drawdown, and then use some of your remaining pension money to buy an annuity later.

If you've chosen to take a flexible retirement income and are in pension drawdown when you die. Your beneficiaries can take the remaining money left as a lump sum, set up a guaranteed income (an annuity) with the proceeds or, they may also be able to continue with flexible retirement income

In Flexi Access you are in full control of how you access your pension pot. You can with draw income without worrying about a maximum limit of income each year. If you feel that in Capped Drawdown you require more income then Flexi Access will allow you to withdraw more.


As a bonus, we will include 'A Short Guide to Income Drawdown', sent to your email address when you enquire.

We work with the UKs biggest and most reputable pension providers

Get Drawdown options

Titan House 13 Station Road Horsforth Leeds LS18 5PA

Arthur Browns is an Independent Financial Adviser based in Leeds. IFA Leeds – Financial Adviser Leeds. Address: Arthur Browns, Titan House, Station Road, Horsforth, Leeds, LS18 5PA. Arthur Browns Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. You can find us on the FCA register. Arthur Browns Wealth Management Ltd FCA reg no 825843 Co no. 6190352. In the unlikely event that you have a complaint about our services, please contact us so that we can put it right. If we can’t resolve your complaint, you can take the matter to the Financial Ombudsman Service. To contact them, please visit