How much could your Defined Benefit Pension be worth?

If you know the pension being offered at your scheme retirement date, this calculator gives an estimate of the potential Cash Equivalent Transfer Value(CETV) which might be offered. You are generally allowed one free CETV in any 12 month period, which when received is guaranteed for three months.

Your Financial Planning Journey

Our financial planning process focuses on you. We aim to build a clear plan for the life you want for the future, then set you on course to achieve it. Here’s an overview of what you can expect from working with us.


Discovery Meeting

Every person’s journey is unique, but they all start from a place of discovery. When you meet one of our financial planners for the first time, they will get to know you, and will look to understand your life, dreams, hopes, and aspirations.


Research & Analysis

Armed with the information we need, we’ll conduct a full analysis of your current financial situation, researching the changes we’d need to make in order for you to meet your goals.


Presenting Your Plan

We’ll meet again to present your bespoke financial plan and talk through our recommendations in detail. Using cash flow modelling tools, we’ll be able to demonstrate how your current situation matches up with your objectives, visualising the steps you need to take to turn them into reality.



If you’re happy with our recommendations, we will put your plan into action. We’ll contact all providers directly and take care of the administration requirements – all you have to do is carry on with life, knowing your finances are in safe hands.


Ongoing Reviews

Life can be unpredictable and people’s circumstances change, so it’s important that we adapt your plan accordingly. We’ll meet regularly to review your financial plan and modify it where we need to, ensuring that whatever life springs at you, you can still live the life you want.

Our Services

Established for over 90 years, we’re in the business of serving all your financial needs


Lifestyle Financial Planners

We don’t believe in simply selling products. As financial planners, we focus on you and your family’s life goals, then build a plan to help you achieve them. It’s all about how your life will change for the better – the money is simply the means to the end.


Specialist Expertise for Expats

We specialise in providing financial advice to British expats in Portugal and across Europe. We understand some of the typical challenges you can face when living abroad, and can offer an informed perspective on your financial future.


Pension Transfer Specialists

We are proud to be recognised as a firm that has met the criteria to achieve the Pension Transfer Gold Standard. This means we’re qualified and authorised to advise you on Final Salary and Defined Benefit Pensions and, where appropriate, we can help you transfer your pension savings.

Important information

Arthur Browns is an Independent Financial Adviser based in Leeds. IFA Leeds – Financial Adviser Leeds. Address: Arthur Browns, Titan House, Station Road, Horsforth, Leeds, LS18 5PA. Arthur Browns Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. You can find us on the FCA register. Arthur Browns Wealth Management Ltd FCA reg no 825843 Co no. 6190352. In the unlikely event that you have a complaint about our services, please contact us so that we can put it right. If we can’t resolve your complaint, you can take the matter to the Financial Ombudsman Service. To contact them, please visit